This is going to be a lot shorter than the last blogs and hopefully I can get my point across in less that 500 words.
Over that past two days I have spent about 4 hours reading or trying to read the official versions of the H.R. 3590 (111th): Patient Protection and Affordable Care Act. The act is approx. 2400 pages long and the reconciliation is 55 pages long. I have come to the conclusion that nobody has had enough time to read and understand this entire document. However, here are some opinions and thoughts about this so-called Affordable Care Act.
I agree with the attempt to provide everyone with affordable health care, however, I disagree with many of the methods that will be used to force individuals and employers into healthcare plans that in the very near future will exceed the high costs of healthcare in Germany. To the best of my knowledge I have never been without health insurance my entire life. My father was employment insured through the Teamsters Union, which I sure included his family, later I was insured through the Army and now I am in a government sponsored insurance program, with mandatory monthly premiums of 15.6% (8.2% employee, 7.4% employeer). The only choice I have is which Government sponsored program I enroll in, they all cost the same, the only differences being the services they provide above the mandatory services. Since the health insurance is based on employment, should someone be unemployed that the insurance is covered but the unemployment insurance, therein the taxpayer.
The problem with the program is that too much is being dictated from the top and the freedom of choice of the majority has been sacrificed for a small minority without health insurance. Many have willingly chose not to be insured, thereby allowing them to use those funds as they need and possibly investing that money for the future. If Obama wanted to something for the people in regards to health care he should have developed a plan to reduce the profit-generating HMOs, Hospital Corporations and pharmaceuticals through overpriced operations and medications. The governmental oversight agencies have not been in control over many administrations and therein lies the major problem in controlling the rising costs of health care in the US.
Imposing a financial penalty (1/12th of a years premium, not less that $750) on a person not enrolled in an insurance program by choice is a disgrace to the founders of our country and to the constitution which places freedom of the individual above all. There has to be a better way to achieve his goals, than forcing them down our throats. Therefore changes need to be made in the Affordable Care Act prior to the final implementation in 2014, and these changes needed to happen with or without Obama.
The further loss of our freedoms of choice, such as the Affordable Care Act, will cause us to become more and more like socialized Europe. were choice is not always a possibility.
These are my opinions and thoughts about the Health Care Act!